Universal Life Insurance can be an excellent addition to an otherwise well rounded financial plan, but not without doing your homework first

John in Kenya has just repaid 6% of his loan taken out through Kiva in just a few short months.

Should you invest in DFA funds? The author brings to light the difference between DFA's Morningstar ratings and their performance.

Greg Phelps, CFP, CLU, AAMS the President of REDROCK WEALTH MANAGEMENT has earned is Accredited Investment Fiduciary designation through Fi360.

Bill Miller at Legg Mason had a stellar track record for over a decade, yet as with most active managers - he too fell from grace.

Term life insurance can be a wise expense for may individuals. Here's a brief synopsis of how it works.

The most recent Kiva loan was given to John, a water vendor in Kenya. We wish John the best!

Most people don't realize or grasp the complexity of estate planning, and in an effort to save money may be making massive mistakes which may change the lives of their intended heirs.

Wildhaven Ranch in Lake Arrowhead California is an amazing place to get close up to wildlife

Chasing yield can be a dangerous game for investors. FINRA recently warned investors about REIT securities which may be largely illiquid and very confusing investments for retirees.

Long term care is an insurance product designed to help cover costs for those who need long term health and medical care.

In continuation of the Kiva Microloan project, I've selected the Mbolea group in Kenya for a portion of the current REDROCK Kiva account.

Volatility can be scary, frustrating, and nerve-wracking to say the least. It can lead to fear, and fear is a very dominant emotion. But making financial and investment decisions based on fear can be disastrous to your financial health.

A recent article by DFA Funds Weston Wellington illustrates the folly of searching for the "next big thing" to invest in. The fact is, chasing the next big thing may seem attractive, and sure some will be the next big thing - but for how long? Innovation will consistently pressure the mighty companies of the world to remain atop of their game.

Housing prices have remained low for roughly three years now in Las Vegas, as the economy continues to struggle and home buyers find financing difficult even at historically low mortgage interest rates.

A snapshot of the nearly complete Kiva microloan experiment. This loan went remarkably well, I'm currently reviewing new loan opportunities through Kiva.

MAAS CAPITAL has a financial planning and investment blog. They're located in Portland Oregon, and their firm is a NAPFA registered fee only financial advisor.

Richard Feight, NAPFA financial advisor in Grand Rapids Michigan

Dimensional Fund Advisors (DFA Funds) Client Presentation in powerpoint. Markets work, risk and return are related, diversification is key and investment portfolio structure determines performance.

Questionnaire you're advisor takes to show how they're compensated, specific fees, and their fiduciary responsibility to their clients.

NAPFA questionnaire helping consumers understand truly comprehensive financial planning. Encompasses the fiduciary oath, compensation, and regulatory compliance.

REDROCK WEALTH MANAGEMENT's Retirement Architect Program outline is a sample of the process we go through with clients to help them gauge and plan their retirement finances.

A personal budget gathering form which includes family and insurance expenses, taxes, income, and home and vehicle expenses.

Short version data gathering forms which include retirement goals, your living expenses at retirement, and miscellaneous personal information.

Whole life insurance (AKA Whole of Life Assurance) is an insurance policy that remains active for the entire life of the policy holder.