Financial Planning
Universal Life Insurance – At a Glance!
Universal Life Insurance can be an excellent addition to an otherwise well rounded financial plan, but not without doing your homework first 
Term Life Insurance
Term life insurance can be a wise expense for may individuals. Here’s a brief synopsis of how it works.
ESTATE LITIGATORS LOVE DO-IT-YOURSELF WILLS
Most people don’t realize or grasp the complexity of estate planning, and in an effort to save money may be making massive mistakes which may change the lives of their intended heirs.
FINRA Warns Investors About REITS
Chasing yield can be a dangerous game for investors. FINRA recently warned investors about REIT securities which may be largely illiquid and very confusing investments for retirees.
Long Term Care Insurance
Long term care is an insurance product designed to help cover costs for those who need long term health and medical care.
Living With Investment Portfolio Volatility
Volatility can be scary, frustrating, and nerve-wracking to say the least. It can lead to fear, and fear is a very dominant emotion. But making financial and investment decisions based on fear can be disastrous to your financial health.
Las Vegas Home Prices
Housing prices have remained low for roughly three years now in Las Vegas, as the economy continues to struggle and home buyers find financing difficult even at historically low mortgage interest rates.
Fiduciary Advisor Questionnaire (NAPFA)
Questionnaire you’re advisor takes to show how they’re compensated, specific fees, and their fiduciary responsibility to their clients.
Questions to ask your financial advisor (NAPFA)
NAPFA questionnaire helping consumers understand truly comprehensive financial planning. Encompasses the fiduciary oath, compensation, and regulatory compliance.
Data Gathering for Budget
A personal budget gathering form which includes family and insurance expenses, taxes, income, and home and vehicle expenses.
Whole Life Insurance
Whole life insurance (AKA Whole of Life Assurance) is an insurance policy that remains active for the entire life of the policy holder.
RetireWire Special Report – August 2011
This RetireWire Special Report went out to all clients of REDROCK WEALTH MANAGEMENT clients the second week of August, 2011 in light of massive market volatility and global financial concern. The Special Report puts the news headlines in perspective, and attempts to calm frayed investor nerves.
Las Vegas Financial Advisor & CERTIFIED FINANCIAL PLANNER™
REDROCK WEALTH MANAGEMENT, LLC is an independent investment management and CFP® certified financial advisor firm in Las Vegas and Henderson, Nevada.
Clark Howard Warns: Fee Based IS NOT Fee Only!
Fee only financial planners have no incentive to sell high commission products like variable annuities – which may be completely inappropriate for your situation. And of course, fee BASED means nothing more than an advisor can sell commission products AND take fees for managing your assets.
Financial Advisor Designations
Financial advisor designations can be confusing to say the least. Here’s a list we created of the most common industry designations and a brief description of each.
Risk Tolerance Profile Assessment
Risk profiling is an art more than a science. Without a real meaningful conversation about risk and volatility, a proper portfolio can’t be built, and surprises are sure to present themselves at portfolio review meetings.
Retirement Healthcare Options – Medicare Analysis
Health insurance for retirees is difficult at best to assess. There are many options available and many costs and benefits to different programs depending on your particular healthcare situation.
What you can spend vs. what rate of return?
What’s more important to you – your rate of investment return or what you can spend? At the end of the day rat of return is arbitrary, the real issue is what you can afford to spend throughout retirement.
The Current Stock Market Aftershock
David Booth from Dimensional Fund Advisors explains a bit about stock market returns in real dollars. While he talks about the “lost decade”, I think it’s really more of a “misplaced decade”.
What next plus new site map
There’s never a shortage of fear factors out there to worry about. The crisis du jour is everpresent, and always worrisome. What matters is how we let that fear and concern affect us with our investment decisions.
Financial Advisor Fees
Financial advisor fees amount to much more than a quoted advisor fee rate, many times two to three times more than the advisor fee alone!
Google Alerts your name, my TIPS article
Google alerts is a great way to monitor the internet for things important to you. Recently I found through Google alerts someone had plagiarized one of my blog posts on treasury inflation protected securities.
Does Monetary Expansion Stoke Inflation?
The recent monetary expansion policy the Federal Government has implemented has caused a great deal of anxiety regarding future inflationary pressures. But, does monetary expansion necessitate hyperinflation?
ROTH IRA – Quick Explanation of Rules & Benefits
ROTH IRA rules and benefits, a quick synopsis.
Tax Relief, Unemployment Insurance Reauthorization, and Job Creation Act of 2010
A quick look at the recent tax act passed last month.
